Traditional verses Insurance Medicine

Why is Traditional better for my health ?

• More Touch than tech
• Increase Doctor time
• Empathy level higher
• Doctor or Delegate
• Finances aimed health
• Decisions are yours
• Integrative tool not drugs

Doctor of Insurance Medicine: "I am going to drug your pain into submission"

As your grandparents or even older parents will testify, the traditional practice similar to presona’s like Marquis Welbey or Doctor Kildaire were decisions made by patient, high touch- empathetic care, one on one w/ doctor, plenty time diagnose & treat, technology distractions are choking medicine, and we paid at time service. Insurance policies began limiting the time doctor has with patient to diagnose & treat. At 1^st doc’s became more efficient, then limited patient education, then delegated, and now only have seconds diagnose and minutes treat. Today’s patient faces a medical world controlled by insurance companies that project high tech, indifferent care, delegated care, inadequate time for diagnosis or treatment, insurance makes decisions, and we pay copay.

• Decisions-health care: How times has the insurance companies made your healthcare decisions. How many times do you have ask insurance company how doctor can treat you? You are told whether you can have MRI, even when you suspect tumor ! Our grandparents consulted with doctor or specialist to decide on care.
• High touch or high tech: I am impressed as you are with new tools of medicine and practice medicine, but they should have never replace the high touch of yester years.
• Empathetic care: I went into medicine/dentistry like most doctors and nurses because we care-empathetic bunch. How can we show empathy in world with cold hard unforgiving technology ? Technology is leading way for impersonal care, but don’t forget the insurance tells doctor or nurse how much caring time to spend w/ patient, “none”
• Doctor Time: In the ole days, the doctor-nurse-tech-team decided amount time need for diagnosis and treatment. Modern practice is run by codes of time and insurance pays less the more time you spend.
• Chronic pain: In today’s medicine, you are out luck if you have a difficult diagnosis, chronic pain, unique qualities that require doctor spend more time on you, The doctor or nurse is not allowed spend more time.
• Irony: They do not care how much doctor cares, if fact, the system is rigged that more we care the less we make as doctors.
• Caring Distraction: business demands, technology cost, time management, depleting revenue, technology failures, decreasing re-imbursement, manage personal, balancing care verse income, etc, are all the things taking doctor away from patient care.

The ole way of caring in medicine is all but dead. There are a few variations to ole way of caring like Concierge doctor or doctor stupid enough to still care and go low income. I know that believing the statement of low income is hard to buy based on days of ole, but I can prove my point. We care enough to sacrifice income for love of your health and happiness.

The old traditional way of practicing medicine was fee-for-service controlled by patient, but today is with a copay system controlled by insurance system

1. Illusion Economic Drain: As you might expect, the illusion of up front economic drain on your dollars for the medical care is economic blackmail. They make you think if you make your own decisions you will be stuck with whole bill.
2. Controll: Are you are willing to research the dying of “Marcus Wellby” type practice (caring) ? Did you know that you are treated like a puppet & insurance company is puppet master for you and doctor ?
3. The insurance companies use fear:

1. Patient: fear of loss of money as economic blackmail to influence you to demand copay medical care.
2. Doctor: fear of their control patient’s demand for care to force doctors into discounting their care.

Today’s copay is greater than entire care of our grandparents. Who has driven up cost: insurance party: a) team claims assisians, b) doctor staff claims management, c) government insurance, d) government laws-policies-burecrats. Ask yourself if you ran medical business, how can they discount care and it remain same quality. The new American way taxing-legislating- controlling free enterprise of medicine till it kills it. Hey did it to furniture industry and now medicine, but they had help from insurance industry.

They paint picture of fee-for-service doctor does not care about you only your money. The free enterprise system, the heart of American success, we have been brained washed into throwing it in trash. The insurance company’s hope is by fanning this fear that you will not request care from traditional practices. I want cattle medicine is the other way of saying this brain washing.

They attempt to disallow traditional practice medicine, no care, no claim, no dollars from the insurance company. This is done when they have no one in network that can successfully manage “your” chronic pain. This is so you can stay at home and suffer. You think they care. They use economic blackmail to control your seeking the care you deserve. The fear of money leads people to a significant misconception, avoid traditional medicine practice & accept only insurance controlled medicine, making you feel the burden of money is on the patient. This is not true.

In today’s co-pay is it makes the doctor into a banker. In co-pay practices, the doctor acts as a bank loaning money and holding credit for insurance re-imbursement. The doctor has no training in banking, credit, or floating a loan. He is foremost a doctor and he should stay in that field.

With traditional practices, you pay for the doctors’ time with Care Credit Card or Credit Card. We pay the interest on the care credit card; therefore, we disallow any unfairness in this economic process. The care credit company holds the loan for the 30 days the insurance has to pay for the medical care.

• After the medical care, pay the co-pay amount to care credit card company; so that, you will have covered your co-pay.
• When the re-imbursement comes to you, pay the money from the claim that arrives 30 days later. You paid care credit card company the monies you just received.
• You will still owe care credit a small difference that your doctor eats because he discounted his care.

You are in the same financial shape as with co-pay type services. So, you see the fee for service approach is not a financial burden, when care credit is used for the float of monies.

Observe how fee-for-service works comfortably with regard to your money, but most importantly how fee for service gives better attention to your needs than insurance controlled health care.